When two or more motor vehicles are involved in an accident, it's important that the drivers involved call the police and exchange car insurance information. Car insurance protects drivers in the event they are involved in a car accident in which they or another involved driver or passenger sustain injuries.
In 2000, the Alabama state Legislature passed a law requiring all Alabama motorists to have liability insurance. Despite the law, however, state officials estimate that roughly 22 percent of Alabamans don't have car insurance. When these drivers are involved in car accidents, the financial implications impact insured drivers and the state as a whole.